An LMN is a signed statement from a licensed healthcare provider stating that a product or service is medically necessary to diagnose, treat, or monitor a health condition.Some HSA/FSA administrators require an LMN before they will consider reimbursement.

No. Float works as a post-purchase reimbursement service.You may pay with any credit or debit card. If you qualify, Float files the reimbursement and approved funds are returned to your bank account or via check.

Many plans allow partial reimbursement. If your available balance does not cover the full amount, your administrator may reimburse only the funds remaining in your account.

Qualified customers typically save around 30 percent on average when reimbursed with pre-tax HSA/FSA dollars. Actual savings depend on your tax bracket and plan rules.For qualified customers. HSA/FSA tax savings vary.

HSA/FSA rules generally require the LMN to be dated on or before your purchase date.Float’s LMN can support future purchases once issued.

1. Purchase your Eli Health test

   Use any preferred payment method at checkout.
2. Complete the clinical intake form
   After checkout, Float prompts you to complete a brief medical questionnaire.
3. Licensed practitioner review
   An independent licensed healthcare provider reviews your intake.
 If appropriate, they may issue a Letter of Medical Necessity (LMN) supporting your purchase.
4. Reimbursement filing
   Float prepares and submits your reimbursement documentation automatically.
5. Receive your reimbursement
   For approved claims, funds are sent to your preferred bank account or via check, typically within a week.

For qualified customers. HSA/FSA tax savings vary.